The MORE Credit Limit

Credit Limit is the credit amount a company can request, with a detailed evaluation of the annual commercial credit allowable. modeFinance calculates the trustworthiness of a company based on the following factors:

  • size;
  • years in business;
  • average number of suppliers;
  • cost to suppliers;
  • company's current assets, compared to the business industry;
  • company's ability to repay debts (MORE rating).

The credit limit in this report is merely a suggested value of commercial credit limit calculated on the basis of annual public data. This value should be reviewed by paying attention to the Confidence Level value and by using other information such as other business information, news, etc, and private information such as the relationship with client, history of payments guaranteed and the industry knowledge. 

Please note that the measure of creditworthiness included in modeFinance's s-peek is not a "credit rating" as defined in accordance with the EU Regulation N. 1060/2009.